I have a new theory about disability payments. I am starting to think that people who take out short-term disability are more likely to be honestly disabled than those who end up on disability for life.
Interestingly, those who are injured in the workplace (with whom I have conversed as a customer service representative) often refer to “long term disability” as being out of work for months. Not years. They state that being on disability has caused them great financial difficulty and they are thrilled to be back at work. I have also heard car accident victims speak of “long term disability” as months out of work, not years. They speak of how horrible it is to have such a long rehab and that it caused them inconvenience.
Statistically, most people on SSDI long-term (rather than Worker’s Compensation) are most often on it for “depression” or for “back pain.” Why? These are so, so easy to fake or exaggerate. Statistically, if you don’t want to work it’s pretty easy to go to a doctor and fake it. I have known people to do this. I have heard people say it was “easy” to get diagnosed and “off the hook.” This is what it has come to.
I know a couple of writers who got themselves on disability so they could write and still get paid. Yup. Same with artists. Interestingly, it’s always something vague like back pain or depression. Or fibro.
What folks do not realize is that being off work a long time makes it tremendously difficult to get hired…if you change your mind.
I know many who, like myself, were coerced onto disability with no solid evidence of any disability. I am not the only one who didn’t realize the truth until decades had passed.
I reported myself to the OIG recently, told them my disability was fraudulent and said that the doctors who filled out the forms inaccurately are to blame. It was gross negligence among other things. Negligence because they failed to recognize that I was functioning just fine.
Will someone come arrest me? I highly doubt it but I hope they do investigate. What I told them highly conflicts with what the records say. I guess those doctors didn’t quite notice I was in college, eh? Of course I did not report them until I was working a substantial amount of time.
While naturally I was complicit in the disability determination, agreed to it, and was compliant, I also was drugged and therapized, which caused all the problems to begin with. Which I said in my report.